Guide to Buying

  1. 1

    Register online get your tailored property updates

    Fill in your criteria (location, no. of bedrooms etc.) and we’ll find you properties that fit your requirements. You’ll get first pick of our newly listed properties as soon as they come on the market, and before they get listed other sites like Rightmove, Zoopla etc.

    REGISTER NOW
  2. 2

    Find out how much you can borrow?

    Once you’ve started your search, get in touch with your trusted financial advisor, who can help you figure out how much you can borrow. We also advise you contact a mortgage advisor, who can arrange for an agreed mortgage in principle. If you need help finding one, we have plenty of great advisors we are happy to recommend.

  3. 3

    Find out if there’s a chain

    Are you selling in order to buy? If so, advertise your property before you start looking for a new home. Make sure you secure an offer on your current property before making offers on the new property you like.

    HOW MUCH IS MY HOME WORTH?
  4. 4

    Arrange Viewings

    You’ll want to start viewing your properties to narrow down your search. Call us on 020 3302 6656 or book the viewings online.

  5. 5

    Make an Offer

    Now that you’ve found your dream property, you’re ready to make an offer through us directly.
    Make sure it’s within your budget, as advised by your mortgage broker. You’ll be required to demonstrate your affordability by providing evidence of your mortgage in principle.

  6. 6

    Offer Accepted

    Hooray! Your offer’s been accepted! This is what happens next:

    • You will be required to instruct a solicitor of our choice
    • We will prepare a memorandum of sale
    • We will confirm the agreed price with all parties
    • We will confirm your solicitor & mortgage details
  7. 7

    Conveyancing – legally transferring the property from one owner to another

    As part of the conveyancing process, your solicitor will complete:

    • Raising any queries on receipt of the draft contract from the vendor’s solicitor
    • Request local searches from the council
    • Agreeing on a final date for exchange of contracts
  8. 8

    Your Survey and mortgage offer

    Your lender will arrange for a surveyor to visit the property to identify any structural problems and verify the property’s value. A formal mortgage offer will then be sent to you and your solicitor which requires your signature.

  9. 9

    Contracts exchanged

    When all queries have been satisfied, the contracts will be exchanged and signed by both parties. You will then be required to transfer 10% of the purchase price to your solicitor. Your solicitor will transfer this sum directly to the vendor’s solicitor accordingly.


    The completion date is then set by mutual agreement.


    And finally….

  10. 10

    Completion

    At this stage, 90% of the funds would have been transferred from your solicitor to the vendor’s solicitor’s account. We will be instructed to release the keys to the property once the money is received in cleared funds.


    Congratulations, you are now the proud new legal owner of your new dream home!

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